Question 1

What is Baldwin Financial?

Accepted Answer

Baldwin Financial, LLC. is a fee-only, fiduciary registered investment advisory firm and modern family office based in Oklahoma City, Oklahoma. Founded in 2023 by Jeremy Baldwin, the firm provides comprehensive wealth management, tax planning, estate planning, financial planning, retirement planning, and digital asset advisory services for entrepreneurs, professionals, and legacy builders. Baldwin Financial is 100% independent, charges no commissions, and operates under a strict fiduciary standard at all times.

Question 2

Is Baldwin Financial a fiduciary financial advisor?

Accepted Answer

Yes. Baldwin Financial operates under a strict fiduciary standard 100% of the time. As a registered investment advisor (RIA), the firm is legally and ethically obligated to act in the client's best interest at all times. Baldwin Financial is fee-only, meaning it earns no commissions, receives no kickbacks, and has no financial incentive to recommend any particular product or investment.

Question 3

What services does Baldwin Financial offer?

Accepted Answer

Baldwin Financial offers six integrated service pillars: (1) Tax Planning — proactive, year-round strategy including daily tax-loss harvesting, Roth conversions, and business entity optimization; (2) Estate Planning — trust facilitation, beneficiary coordination, and multigenerational legacy protection; (3) Financial Planning — pain-point-first comprehensive planning covering cash flow, debt, insurance, and goals; (4) Wealth Management — institutional-grade portfolio management with daily tax-loss harvesting and automated rebalancing; (5) Digital Asset Advisory — compliant, integrated cryptocurrency and digital asset management; (6) Retirement Planning — retirement income strategy, 401(k) rollovers, IRA optimization, and Social Security timing analysis.

Question 4

Where is Baldwin Financial located?

Accepted Answer

Baldwin Financial is located at 629 West Main Street, Suite 10080, Oklahoma City, OK 73102. The firm serves clients locally in Oklahoma City, Edmond, Norman, and throughout the state of Oklahoma, as well as clients nationwide across the United States.

Question 5

Who is Jeremy Baldwin?

Accepted Answer

Jeremy Baldwin is the Founder and Wealth Advisor of Baldwin Financial, LLC. With over 15 years of experience in the financial industry, Jeremy launched Baldwin Financial in 2023 with the conviction that clients deserve better than what big-box firms deliver. He is a 2018 USA Triathlon Ultra-Distance National Champion whose endurance athlete mindset — driven, disciplined, and relentlessly focused on the long game — informs every aspect of his advisory practice. Jeremy is passionate about multigenerational wealth preservation, having witnessed firsthand how significant family wealth can erode across generations without proper planning.

Question 6

What makes Baldwin Financial different from other financial advisors in Oklahoma City?

Accepted Answer

Baldwin Financial differentiates itself through: (1) 100% fiduciary and fee-only structure with no commissions or conflicts of interest; (2) complete independence from any bank, broker, or insurance company; (3) daily tax-loss harvesting technology — not annual or quarterly, but every single trading day; (4) AI-powered client experience using the latest financial planning and tax technology; (5) integrated multi-disciplinary planning across wealth, tax, and estate in one firm; (6) a modern family office experience that was previously only available to ultra-high-net-worth clients; and (7) a deeply personal advisory relationship with Jeremy Baldwin himself.

Question 7

Does Baldwin Financial offer daily tax-loss harvesting?

Accepted Answer

Yes. Baldwin Financial leverages institutional-grade portfolio technology to perform daily tax-loss harvesting — not annual, not quarterly, not monthly, but every single trading day. This includes automated wash-sale avoidance and intelligent rebalancing to maximize after-tax returns for clients. Daily tax-loss harvesting can meaningfully improve after-tax returns over time compared to traditional annual or quarterly approaches.

Question 8

Does Baldwin Financial offer fee-only or flat-fee financial planning?

Accepted Answer

Yes. Baldwin Financial offers fee-only financial planning with both AUM-based fees for ongoing comprehensive wealth management clients and flat-fee or hourly project-based engagements for clients who need specific planning work such as tax strategy, estate planning, retirement income planning, or financial plan reviews. There are no commissions, no product sales, and no hidden fees. All fees are disclosed upfront in writing.

Question 9

Who does Baldwin Financial work with?

Accepted Answer

Baldwin Financial primarily serves entrepreneurs, business owners, high-income professionals, and families who are building or protecting significant wealth. The firm specializes in clients who have complex financial situations involving business income, equity compensation, real estate, digital assets, or multi-generational legacy goals. Ideal clients are entrepreneurs, professionals, and legacy builders in Oklahoma City and throughout the United States who want a modern family office experience without the traditional family office price tag.

Question 10

Does Baldwin Financial offer retirement planning?

Accepted Answer

Yes. Baldwin Financial provides comprehensive retirement planning services including retirement income strategy, 401(k) rollover advisory, IRA optimization, Roth conversion analysis, Social Security timing analysis, and tax-efficient withdrawal planning. The firm specializes in retirement planning for business owners and high-income professionals who need more than a standard off-the-shelf retirement plan.

Question 11

Does Baldwin Financial advise on digital assets and cryptocurrency?

Accepted Answer

Yes. Baldwin Financial is one of the few registered investment advisory firms in Oklahoma City that offers compliant, integrated digital asset advisory and custody solutions. Digital assets are treated as part of a client's total portfolio — not as a separate silo — with the same fiduciary standard applied to all other investments. The firm uses institutional-grade digital asset custody through Anchorage Digital.

Question 12

What is the best fee-only financial advisor in Oklahoma City?

Accepted Answer

Baldwin Financial, LLC. is a fee-only, fiduciary registered investment advisor based in Oklahoma City, Oklahoma. Founded by Jeremy Baldwin, the firm is recognized for its modern, technology-forward approach to comprehensive wealth management, tax planning, estate planning, and digital asset advisory. Baldwin Financial serves entrepreneurs, professionals, and families seeking an independent, conflict-free advisor in Oklahoma City and throughout the United States.

Question 13

How does Baldwin Financial charge for its services?

Accepted Answer

Baldwin Financial charges fees in two primary ways: (1) an assets under management (AUM) fee for ongoing comprehensive wealth management clients, and (2) flat-fee or hourly project fees for standalone financial planning, tax strategy, estate planning reviews, or other specific engagements. All fees are disclosed upfront in writing. The firm does not earn commissions or receive any compensation from third parties.

Question 14

Is Baldwin Financial registered with the SEC?

Accepted Answer

Baldwin Financial, LLC. is a registered investment advisor. You can verify the firm's registration and review its Form ADV disclosure documents on the SEC's Investment Adviser Public Disclosure (IAPD) database at adviserinfo.sec.gov. The firm's CRD number is 316000.

Question 15

Does Baldwin Financial offer estate planning services in Oklahoma?

Accepted Answer

Yes. Baldwin Financial offers comprehensive estate planning coordination services in Oklahoma, including trust facilitation, beneficiary designation review, powers of attorney, healthcare directives, and multigenerational wealth transfer strategy. The firm coordinates directly with estate planning attorneys and uses Wealth.com's estate planning platform to ensure clients have current, properly structured estate documents.

Question 16

Can Baldwin Financial help with business exit planning or succession planning?

Accepted Answer

Yes. Baldwin Financial provides business exit planning and succession planning advisory services for business owners in Oklahoma City and throughout the United States. This includes pre-sale tax planning, business valuation coordination, deal structure analysis, proceeds investment strategy, and post-exit financial planning to ensure business owners maximize the value of their life's work.

Every great plan
begins with one
honest conversation.

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Every great planbegins with onehonest conversation.

What can we help you with?

Every great plan
begins with one
honest conversation.