Legal & Compliance
Baldwin Financial, LLC. is committed to full transparency with our clients and prospective clients. The following disclosures are provided in accordance with applicable federal and state securities laws and regulations.
Last updated: April 2026
Contents
Baldwin Financial, LLC. ("Baldwin Financial" or the "Firm") is a registered investment advisor (RIA) registered with the Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Baldwin Financial was founded in 2023 and is headquartered in Oklahoma City, Oklahoma.
Baldwin Financial provides comprehensive wealth management, financial planning, tax strategy, and estate planning coordination services to individuals, families, and business owners. Our services are tailored to each client's specific financial situation, goals, and risk tolerance. We operate as a fee-only, fiduciary advisor — meaning we are legally and ethically obligated to act in your best interest at all times.
Baldwin Financial charges fees based on assets under management (AUM) and/or flat retainer arrangements, depending on the scope of services. We do not receive commissions, 12b-1 fees, or any compensation from third parties for recommending products or services. All fee arrangements are disclosed in full in our Form ADV Part 2A and the client's advisory agreement prior to engagement.
As a fee-only, independent registered investment advisor, Baldwin Financial is structured to minimize conflicts of interest. We do not sell insurance products, receive referral fees, or have proprietary products. Any material conflicts of interest are disclosed to clients in writing. We encourage all prospective clients to review our full Form ADV Part 2A, which is available upon request or through the SEC's Investment Adviser Public Disclosure (IAPD) database at adviserinfo.sec.gov.
Client assets are held at qualified third-party custodians, including Altruist Financial LLC. Baldwin Financial does not take custody of client funds or securities. Clients receive account statements directly from their custodian and are encouraged to review them carefully and compare them to any reports provided by Baldwin Financial.
All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. The value of investments and the income from them can go down as well as up, and you may not recover the amount of your original investment. Baldwin Financial makes no guarantee of investment returns or outcomes.
Our complete Form ADV Part 2A (Firm Brochure) and Part 2B (Brochure Supplement) are available upon request at no charge. You may also access our public filing at any time through the SEC's IAPD database. To request a copy, contact us at [email protected] or 405-266-7856.
Baldwin Financial collects personal and financial information necessary to provide advisory services. This includes, but is not limited to: name, address, date of birth, Social Security number, financial account information, tax information, estate planning documents, and investment objectives. We collect this information directly from you through our onboarding process, advisory agreements, and ongoing client communications.
We use your personal and financial information solely to provide the investment advisory, financial planning, tax strategy, and estate planning services you have engaged us for. We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share information with third-party service providers (such as custodians, tax professionals, or estate attorneys) as necessary to deliver our services, and only under strict confidentiality obligations.
Baldwin Financial employs industry-standard physical, electronic, and procedural safeguards to protect your personal and financial information. Our digital platforms use bank-level encryption and multi-factor authentication. Access to client information is restricted to authorized personnel only. In the event of a data breach that affects your personal information, we will notify you as required by applicable law.
We may be required to share your information with regulatory authorities, law enforcement, or as otherwise required by law. We may also share information with your designated representatives, such as attorneys or accountants, with your written consent. We do not share your information with unaffiliated third parties for their own marketing purposes.
You have the right to access, correct, or request deletion of your personal information held by Baldwin Financial, subject to applicable legal and regulatory requirements. To exercise these rights or to ask questions about our privacy practices, please contact us at [email protected] or 405-266-7856.
Baldwin Financial retains client records in accordance with applicable federal and state securities laws and regulations. Records are maintained securely and disposed of in a manner designed to protect client confidentiality.
Baldwin Financial reserves the right to update this Privacy Policy at any time. Material changes will be communicated to clients in writing. Continued use of our services following notification of changes constitutes acceptance of the updated policy.
Baldwin Financial, LLC. is registered as an investment advisor with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of skill or training, nor does it constitute an endorsement of the Firm by the SEC or any other regulatory authority.
Nothing on this website or in any communication from Baldwin Financial constitutes a guarantee, promise, or representation of any specific investment outcome or financial result. All financial planning, investment, and tax strategies involve risk and uncertainty. Results will vary based on individual circumstances, market conditions, and other factors beyond our control.
The information provided on this website and in our communications is for general informational purposes only and does not constitute legal, tax, or accounting advice. Baldwin Financial coordinates with qualified attorneys and CPAs on behalf of clients but does not provide legal or tax advice directly. Clients should consult with their own legal and tax advisors regarding their specific situations.
The content on this website is intended for informational purposes only and is directed at residents of the United States. It does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product. Baldwin Financial is not responsible for the content of any third-party websites linked from this site.
Digital assets (including cryptocurrencies) are highly speculative investments that involve significant risk, including the risk of total loss of invested capital. Digital asset markets are largely unregulated and subject to extreme volatility. Baldwin Financial's digital asset services are provided in compliance with applicable regulations and are suitable only for clients who understand and can bear the associated risks.
For questions about our regulatory status, disciplinary history, or to obtain a copy of our Form ADV, please contact us at [email protected] or visit the SEC's Investment Adviser Public Disclosure (IAPD) database at adviserinfo.sec.gov.
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