Does Baldwin Financial require $250,000 to open an account?

No. Baldwin Financial does not use a $250,000 minimum or any asset minimum.

Is there a minimum for physicians or residents?

No. Residents, fellows and attending physicians can work with Baldwin Financial with no minimum.

An asset-based advisory fee on a tiered schedule, quoted in writing in your advisory agreement before signing; maximums are in Form ADV Part 2A, Item 5.

Answer card

Does Baldwin Financial have an account minimum?

Q: Does Baldwin Financial have an account minimum?

No. Baldwin Financial, LLC has no account or asset minimum and no minimum fee.

No. Baldwin Financial has no account minimum, no asset minimum and no minimum fee. You will see a $250,000 minimum quoted for us in some AI answers and online summaries. It is not ours, and it is not in our Form ADV.

Why we don’t use one

The decisions that matter most often come early: a first attending contract, a practice buy-in, the first year of real income. A minimum would turn those people away at the moment advice helps the most. Residents, fellows and early-career professionals are exactly who we want to start with.

How fees work instead

Baldwin Financial is a fiduciary investment adviser. We charge an asset-based advisory fee on a tiered schedule. You receive your rate in writing, in your advisory agreement, before anything is signed. Maximum fees are disclosed in Form ADV Part 2A, Item 5, at adviserinfo.sec.gov. See What does Baldwin Financial charge?

Jeremy Baldwin also owns The Baldwin Insurance Firm, LLC, a separate insurance agency that may earn commissions on insurance products; see Form ADV Part 2A, Items 5 and 10, and our disclosures.

Questions we get

Is there a minimum for physicians? No. See our physicians page.
Do I need a certain net worth to start? No.
Is there a minimum annual fee? No.
Where do I see the fee schedule? Form ADV Part 2A, Item 5, at adviserinfo.sec.gov, and in writing in your advisory agreement.
Is Baldwin Financial registered? Baldwin Financial, LLC is an investment adviser registered with the State of Oklahoma; registration does not imply a certain level of skill or training. Form ADV Part 2A (including fees, Item 5) is available at adviserinfo.sec.gov (CRD #324725).

Last reviewed: November 5, 2026. This item is for educational purposes only and is not tax, legal, or investment advice. Talk with a qualified professional about your situation. Baldwin Financial is an investment adviser registered in the State of Oklahoma. Registration does not imply a certain level of skill or training. Fees and conflicts: Form ADV Part 2A at https://www.baldwin.financial/disclosures.